Punjab National Bank Handwara ,jk Branch โ€” IFSC Code

MAIN BAZAR HANDWARA, JAMMU AND KASHMIR

IFSC Code

PUNB0612400

IFSC CodePUNB0612400
MICR Code193024301
BankPunjab National Bank
BranchHandwara ,jk
CityMAIN BAZAR HANDWARA
DistrictHANDWARA ,JK
StateJAMMU AND KASHMIR
AddressSHIVJEE MANDIR BUILDING
Contactโ€”
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Punjab National Bank official site โ†’

How to Use IFSC Code PUNB0612400

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: PUNB0612400
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” Punjab National Bank

PUNB0612400
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of Punjab National Bank Handwara ,jk?

The IFSC code is PUNB0612400. Use this for NEFT, RTGS, and IMPS transfers to Punjab National Bank Handwara ,jk branch in MAIN BAZAR HANDWARA.

What is the MICR code of Punjab National Bank Handwara ,jk?

The MICR code is 193024301. MICR codes are used for cheque processing, not for digital transfers.

Is PUNB0612400 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use PUNB0612400 only for NEFT, RTGS, or IMPS when adding a bank account manually.