Punjab National Bank Harchandrapur Branch โ IFSC Code
MALDA, WEST BENGAL
IFSC Code
PUNB0197820
| IFSC Code | PUNB0197820 |
| MICR Code | โ |
| Bank | Punjab National Bank |
| Branch | Harchandrapur |
| City | MALDA |
| District | MALDA |
| State | WEST BENGAL |
| Address | HARCHANDRAPUR, |
| Contact | โ |
| NEFT Enabled | Yes โ |
| RTGS Enabled | Yes โ |
| IMPS Enabled | Yes โ |
| UPI Enabled | Yes โ |
๐ Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Punjab National Bank official site โ
How to Use IFSC Code PUNB0197820
- 1. Login to your bank's mobile app or net banking
- 2. Go to Fund Transfer โ Add Beneficiary
- 3. Enter recipient's account number + IFSC: PUNB0197820
- 4. Wait 30 minโ24 hrs for beneficiary activation
- 5. Transfer via NEFT (free) or RTGS (โน2L+, instant)
IFSC Code Format โ Punjab National Bank
PUNB0197820
โ Bank codeโ Reservedโ Branch code
Frequently Asked Questions
What is the IFSC code of Punjab National Bank Harchandrapur?
The IFSC code is PUNB0197820. Use this for NEFT, RTGS, and IMPS transfers to Punjab National Bank Harchandrapur branch in MALDA.
What is the MICR code of Punjab National Bank Harchandrapur?
The MICR code is not available โ check your cheque book. MICR codes are used for cheque processing, not for digital transfers.
Is PUNB0197820 valid for UPI transfers?
UPI transfers using a UPI ID do not require IFSC โ the app resolves it automatically. Use PUNB0197820 only for NEFT, RTGS, or IMPS when adding a bank account manually.