Punjab National Bank Jammu Gandhi Nagar, Distt. Jam Branch โ€” IFSC Code

JAMMU, JAMMU AND KASHMIR

IFSC Code

PUNB0070200

IFSC CodePUNB0070200
MICR Code180024016
BankPunjab National Bank
BranchJammu Gandhi Nagar, Distt. Jam
CityJAMMU
DistrictJAMMU
StateJAMMU AND KASHMIR
AddressGANDHI NAGAR
Contactโ€”
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Punjab National Bank official site โ†’

How to Use IFSC Code PUNB0070200

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: PUNB0070200
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” Punjab National Bank

PUNB0070200
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of Punjab National Bank Jammu Gandhi Nagar, Distt. Jam?

The IFSC code is PUNB0070200. Use this for NEFT, RTGS, and IMPS transfers to Punjab National Bank Jammu Gandhi Nagar, Distt. Jam branch in JAMMU.

What is the MICR code of Punjab National Bank Jammu Gandhi Nagar, Distt. Jam?

The MICR code is 180024016. MICR codes are used for cheque processing, not for digital transfers.

Is PUNB0070200 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use PUNB0070200 only for NEFT, RTGS, or IMPS when adding a bank account manually.