Punjab National Bank Joshimath Branch โ€” IFSC Code

JOSHIMATH DISTT CHAMOLI, UTTARAKHAND

IFSC Code

PUNB0024500

IFSC CodePUNB0024500
MICR Code246024955
BankPunjab National Bank
BranchJoshimath
CityJOSHIMATH DISTT CHAMOLI
DistrictJOSHIMATH, UTTRANCHAL
StateUTTARAKHAND
AddressUPPER BAZAR,
Contactโ€”
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Punjab National Bank official site โ†’

How to Use IFSC Code PUNB0024500

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: PUNB0024500
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” Punjab National Bank

PUNB0024500
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of Punjab National Bank Joshimath?

The IFSC code is PUNB0024500. Use this for NEFT, RTGS, and IMPS transfers to Punjab National Bank Joshimath branch in JOSHIMATH DISTT CHAMOLI.

What is the MICR code of Punjab National Bank Joshimath?

The MICR code is 246024955. MICR codes are used for cheque processing, not for digital transfers.

Is PUNB0024500 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use PUNB0024500 only for NEFT, RTGS, or IMPS when adding a bank account manually.