Punjab National Bank Kum Kalan, Distt. Ludhiana ,pu Branch โ€” IFSC Code

DISTTLUDHIANA, PUNJAB

IFSC Code

PUNB0345900

IFSC CodePUNB0345900
MICR Code141024504
BankPunjab National Bank
BranchKum Kalan, Distt. Ludhiana ,pu
CityDISTTLUDHIANA
DistrictKUM KALAN ,DISTT-LUDHIANA
StatePUNJAB
AddressVILL KUMKALAN
Contactโ€”
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Punjab National Bank official site โ†’

How to Use IFSC Code PUNB0345900

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: PUNB0345900
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” Punjab National Bank

PUNB0345900
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of Punjab National Bank Kum Kalan, Distt. Ludhiana ,pu?

The IFSC code is PUNB0345900. Use this for NEFT, RTGS, and IMPS transfers to Punjab National Bank Kum Kalan, Distt. Ludhiana ,pu branch in DISTTLUDHIANA.

What is the MICR code of Punjab National Bank Kum Kalan, Distt. Ludhiana ,pu?

The MICR code is 141024504. MICR codes are used for cheque processing, not for digital transfers.

Is PUNB0345900 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use PUNB0345900 only for NEFT, RTGS, or IMPS when adding a bank account manually.