Punjab National Bank Kupwara Branch โ€” IFSC Code

KUPWARA (J K), JAMMU AND KASHMIR

IFSC Code

PUNB0459500

IFSC CodePUNB0459500
MICR Code193024201
BankPunjab National Bank
BranchKupwara
CityKUPWARA (J K)
DistrictKUPWARA ,J K
StateJAMMU AND KASHMIR
AddressHYHAMA ROAD
Contactโ€”
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Punjab National Bank official site โ†’

How to Use IFSC Code PUNB0459500

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: PUNB0459500
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” Punjab National Bank

PUNB0459500
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of Punjab National Bank Kupwara?

The IFSC code is PUNB0459500. Use this for NEFT, RTGS, and IMPS transfers to Punjab National Bank Kupwara branch in KUPWARA (J K).

What is the MICR code of Punjab National Bank Kupwara?

The MICR code is 193024201. MICR codes are used for cheque processing, not for digital transfers.

Is PUNB0459500 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use PUNB0459500 only for NEFT, RTGS, or IMPS when adding a bank account manually.