Punjab National Bank Ludhiana Basti Jodhewal Branch โ€” IFSC Code

LUDHIANA, PUNJAB

IFSC Code

PUNB0345700

IFSC CodePUNB0345700
MICR Code141024019
BankPunjab National Bank
BranchLudhiana Basti Jodhewal
CityLUDHIANA
DistrictLUDHIANA
StatePUNJAB
AddressBASTI JODMEWAL,LUDHIANA
Contactโ€”
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Punjab National Bank official site โ†’

How to Use IFSC Code PUNB0345700

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: PUNB0345700
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” Punjab National Bank

PUNB0345700
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of Punjab National Bank Ludhiana Basti Jodhewal?

The IFSC code is PUNB0345700. Use this for NEFT, RTGS, and IMPS transfers to Punjab National Bank Ludhiana Basti Jodhewal branch in LUDHIANA.

What is the MICR code of Punjab National Bank Ludhiana Basti Jodhewal?

The MICR code is 141024019. MICR codes are used for cheque processing, not for digital transfers.

Is PUNB0345700 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use PUNB0345700 only for NEFT, RTGS, or IMPS when adding a bank account manually.