Punjab National Bank Ludhiana Civil Lines Branch โ€” IFSC Code

CIVIL LINES, PUNJAB

IFSC Code

PUNB0029700

IFSC CodePUNB0029700
MICR Code141024012
BankPunjab National Bank
BranchLudhiana Civil Lines
CityCIVIL LINES
DistrictLUDHIANA
StatePUNJAB
AddressPUNJAB NATIONAL BANK
Contactโ€”
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Punjab National Bank official site โ†’

How to Use IFSC Code PUNB0029700

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: PUNB0029700
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” Punjab National Bank

PUNB0029700
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of Punjab National Bank Ludhiana Civil Lines?

The IFSC code is PUNB0029700. Use this for NEFT, RTGS, and IMPS transfers to Punjab National Bank Ludhiana Civil Lines branch in CIVIL LINES.

What is the MICR code of Punjab National Bank Ludhiana Civil Lines?

The MICR code is 141024012. MICR codes are used for cheque processing, not for digital transfers.

Is PUNB0029700 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use PUNB0029700 only for NEFT, RTGS, or IMPS when adding a bank account manually.

Other Punjab National Bank Branches in CIVIL LINES