Punjab National Bank Ludhiana Mata Rani Chowk Branch — IFSC Code

Q: What is the IFSC code of Punjab National Bank Ludhiana Mata Rani Chowk branch LUDHIANA?

The IFSC code of Punjab National Bank Ludhiana Mata Rani Chowk branch in LUDHIANA is PUNB0346200. MICR code is 141024022.

Q: What is the MICR code of Punjab National Bank Ludhiana Mata Rani Chowk?

The MICR code of Punjab National Bank Ludhiana Mata Rani Chowk branch is 141024022. MICR is used for cheque processing.

LUDHIANA, PUNJAB

IFSC Code

PUNB0346200

IFSC Code	PUNB0346200
MICR Code	141024022
Bank	Punjab National Bank
Branch	Ludhiana Mata Rani Chowk
City	LUDHIANA
District	LUDHIANA
State	PUNJAB
Address	MATA RANI CHOWK
Contact	—
NEFT Enabled	Yes ✅
RTGS Enabled	Yes ✅
IMPS Enabled	Yes ✅
UPI Enabled	Yes ✅

📅Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Punjab National Bank official site →

How to Use IFSC Code PUNB0346200

1. Login to your bank's mobile app or net banking
2. Go to Fund Transfer → Add Beneficiary
3. Enter recipient's account number + IFSC: PUNB0346200
4. Wait 30 min–24 hrs for beneficiary activation
5. Transfer via NEFT (free) or RTGS (₹2L+, instant)

IFSC Code Format — Punjab National Bank

PUNB0346200

↑ Bank code↑ Reserved↑ Branch code

Frequently Asked Questions

What is the IFSC code of Punjab National Bank Ludhiana Mata Rani Chowk?

The IFSC code is PUNB0346200. Use this for NEFT, RTGS, and IMPS transfers to Punjab National Bank Ludhiana Mata Rani Chowk branch in LUDHIANA.

What is the MICR code of Punjab National Bank Ludhiana Mata Rani Chowk?

The MICR code is 141024022. MICR codes are used for cheque processing, not for digital transfers.

Is PUNB0346200 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC — the app resolves it automatically. Use PUNB0346200 only for NEFT, RTGS, or IMPS when adding a bank account manually.