Punjab National Bank Ludhiana Model Town, Distt. Lu Branch โ€” IFSC Code

LUDHIANA, PUNJAB

IFSC Code

PUNB0030400

IFSC CodePUNB0030400
MICR Code141024025
BankPunjab National Bank
BranchLudhiana Model Town, Distt. Lu
CityLUDHIANA
DistrictLUDHIANA
StatePUNJAB
AddressMODEL TOWN
Contactโ€”
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Punjab National Bank official site โ†’

How to Use IFSC Code PUNB0030400

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: PUNB0030400
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” Punjab National Bank

PUNB0030400
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of Punjab National Bank Ludhiana Model Town, Distt. Lu?

The IFSC code is PUNB0030400. Use this for NEFT, RTGS, and IMPS transfers to Punjab National Bank Ludhiana Model Town, Distt. Lu branch in LUDHIANA.

What is the MICR code of Punjab National Bank Ludhiana Model Town, Distt. Lu?

The MICR code is 141024025. MICR codes are used for cheque processing, not for digital transfers.

Is PUNB0030400 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use PUNB0030400 only for NEFT, RTGS, or IMPS when adding a bank account manually.