Punjab National Bank Ludhiana Overlock Road Branch โ€” IFSC Code

OPP CYCLE MARKET, PUNJAB

IFSC Code

PUNB0346300

IFSC CodePUNB0346300
MICR Code141024024
BankPunjab National Bank
BranchLudhiana Overlock Road
CityOPP CYCLE MARKET
DistrictLUDHIANA
StatePUNJAB
AddressOVERLOCK ROAD
Contactโ€”
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Punjab National Bank official site โ†’

How to Use IFSC Code PUNB0346300

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: PUNB0346300
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” Punjab National Bank

PUNB0346300
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of Punjab National Bank Ludhiana Overlock Road?

The IFSC code is PUNB0346300. Use this for NEFT, RTGS, and IMPS transfers to Punjab National Bank Ludhiana Overlock Road branch in OPP CYCLE MARKET.

What is the MICR code of Punjab National Bank Ludhiana Overlock Road?

The MICR code is 141024024. MICR codes are used for cheque processing, not for digital transfers.

Is PUNB0346300 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use PUNB0346300 only for NEFT, RTGS, or IMPS when adding a bank account manually.