Punjab National Bank Mota Varachha Branch โ€” IFSC Code

SURAT, GUJARAT

IFSC Code

PUNB0972700

IFSC CodePUNB0972700
MICR Codeโ€”
BankPunjab National Bank
BranchMota Varachha
CitySURAT
DistrictMOTA VARACHHA
StateGUJARAT
AddressSHOP NO 1 TO 5 GF DHARA ARCADE NEAR SWAMI NARAYAN TEMPLE SURAT GUJARAT 394101
Contact+917226006844
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Punjab National Bank official site โ†’

How to Use IFSC Code PUNB0972700

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: PUNB0972700
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” Punjab National Bank

PUNB0972700
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of Punjab National Bank Mota Varachha?

The IFSC code is PUNB0972700. Use this for NEFT, RTGS, and IMPS transfers to Punjab National Bank Mota Varachha branch in SURAT.

What is the MICR code of Punjab National Bank Mota Varachha?

The MICR code is not available โ€” check your cheque book. MICR codes are used for cheque processing, not for digital transfers.

Is PUNB0972700 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use PUNB0972700 only for NEFT, RTGS, or IMPS when adding a bank account manually.