Punjab National Bank Naugachia Branch โ€” IFSC Code

BHAGALPUR, BIHAR

IFSC Code

PUNB0187720

IFSC CodePUNB0187720
MICR Codeโ€”
BankPunjab National Bank
BranchNaugachia
CityBHAGALPUR
DistrictNAUGACHIA
StateBIHAR
AddressNAUGACHIA,
Contactโ€”
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Punjab National Bank official site โ†’

How to Use IFSC Code PUNB0187720

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: PUNB0187720
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” Punjab National Bank

PUNB0187720
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of Punjab National Bank Naugachia?

The IFSC code is PUNB0187720. Use this for NEFT, RTGS, and IMPS transfers to Punjab National Bank Naugachia branch in BHAGALPUR.

What is the MICR code of Punjab National Bank Naugachia?

The MICR code is not available โ€” check your cheque book. MICR codes are used for cheque processing, not for digital transfers.

Is PUNB0187720 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use PUNB0187720 only for NEFT, RTGS, or IMPS when adding a bank account manually.