Punjab National Bank Paharia, Varanasi Branch โ€” IFSC Code

VARANASI UP, UTTAR PRADESH

IFSC Code

PUNB0497200

IFSC CodePUNB0497200
MICR Codeโ€”
BankPunjab National Bank
BranchPaharia, Varanasi
CityVARANASI UP
DistrictVARANASI
StateUTTAR PRADESH
AddressSRINAGAR COLONY, PAHARIA
Contactโ€”
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Punjab National Bank official site โ†’

How to Use IFSC Code PUNB0497200

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: PUNB0497200
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” Punjab National Bank

PUNB0497200
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of Punjab National Bank Paharia, Varanasi?

The IFSC code is PUNB0497200. Use this for NEFT, RTGS, and IMPS transfers to Punjab National Bank Paharia, Varanasi branch in VARANASI UP.

What is the MICR code of Punjab National Bank Paharia, Varanasi?

The MICR code is not available โ€” check your cheque book. MICR codes are used for cheque processing, not for digital transfers.

Is PUNB0497200 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use PUNB0497200 only for NEFT, RTGS, or IMPS when adding a bank account manually.

Other Punjab National Bank Branches in VARANASI UP