Punjab National Bank Palai Branch โ€” IFSC Code

DISTT.KOTTAYAM, KERALA

IFSC Code

PUNB0432600

IFSC CodePUNB0432600
MICR Code686024302
BankPunjab National Bank
BranchPalai
CityDISTT.KOTTAYAM
DistrictPALAI
StateKERALA
AddressPB NO 56, PALAI
Contactโ€”
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Punjab National Bank official site โ†’

How to Use IFSC Code PUNB0432600

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: PUNB0432600
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” Punjab National Bank

PUNB0432600
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of Punjab National Bank Palai?

The IFSC code is PUNB0432600. Use this for NEFT, RTGS, and IMPS transfers to Punjab National Bank Palai branch in DISTT.KOTTAYAM.

What is the MICR code of Punjab National Bank Palai?

The MICR code is 686024302. MICR codes are used for cheque processing, not for digital transfers.

Is PUNB0432600 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use PUNB0432600 only for NEFT, RTGS, or IMPS when adding a bank account manually.