Punjab National Bank Patparganj Ind. Area -spl Sme Branch โ IFSC Code
SPL. S M E BRANCH, DELHI
IFSC Code
PUNB0490400
| IFSC Code | PUNB0490400 |
| MICR Code | 110024470 |
| Bank | Punjab National Bank |
| Branch | Patparganj Ind. Area -spl Sme |
| City | SPL. S M E BRANCH |
| District | DELHI |
| State | DELHI |
| Address | PATPARGANJ INDUSTRIAL AREA |
| Contact | โ |
| NEFT Enabled | Yes โ |
| RTGS Enabled | Yes โ |
| IMPS Enabled | Yes โ |
| UPI Enabled | Yes โ |
๐ Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Punjab National Bank official site โ
How to Use IFSC Code PUNB0490400
- 1. Login to your bank's mobile app or net banking
- 2. Go to Fund Transfer โ Add Beneficiary
- 3. Enter recipient's account number + IFSC: PUNB0490400
- 4. Wait 30 minโ24 hrs for beneficiary activation
- 5. Transfer via NEFT (free) or RTGS (โน2L+, instant)
IFSC Code Format โ Punjab National Bank
PUNB0490400
โ Bank codeโ Reservedโ Branch code
Frequently Asked Questions
What is the IFSC code of Punjab National Bank Patparganj Ind. Area -spl Sme?
The IFSC code is PUNB0490400. Use this for NEFT, RTGS, and IMPS transfers to Punjab National Bank Patparganj Ind. Area -spl Sme branch in SPL. S M E BRANCH.
What is the MICR code of Punjab National Bank Patparganj Ind. Area -spl Sme?
The MICR code is 110024470. MICR codes are used for cheque processing, not for digital transfers.
Is PUNB0490400 valid for UPI transfers?
UPI transfers using a UPI ID do not require IFSC โ the app resolves it automatically. Use PUNB0490400 only for NEFT, RTGS, or IMPS when adding a bank account manually.