Punjab National Bank Payal Distludhiana Branch โ IFSC Code
LUDHIANA, PUNJAB
IFSC Code
PUNB0145310
| IFSC Code | PUNB0145310 |
| MICR Code | 141024210 |
| Bank | Punjab National Bank |
| Branch | Payal Distludhiana |
| City | LUDHIANA |
| District | PAYAL DIST LUDHIANA PUNJAB |
| State | PUNJAB |
| Address | KADDON RD VPO PAYAL DIST LUDHIANA 141416 |
| Contact | +911628244055 |
| NEFT Enabled | Yes โ |
| RTGS Enabled | Yes โ |
| IMPS Enabled | Yes โ |
| UPI Enabled | Yes โ |
๐ Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Punjab National Bank official site โ
How to Use IFSC Code PUNB0145310
- 1. Login to your bank's mobile app or net banking
- 2. Go to Fund Transfer โ Add Beneficiary
- 3. Enter recipient's account number + IFSC: PUNB0145310
- 4. Wait 30 minโ24 hrs for beneficiary activation
- 5. Transfer via NEFT (free) or RTGS (โน2L+, instant)
IFSC Code Format โ Punjab National Bank
PUNB0145310
โ Bank codeโ Reservedโ Branch code
Frequently Asked Questions
What is the IFSC code of Punjab National Bank Payal Distludhiana?
The IFSC code is PUNB0145310. Use this for NEFT, RTGS, and IMPS transfers to Punjab National Bank Payal Distludhiana branch in LUDHIANA.
What is the MICR code of Punjab National Bank Payal Distludhiana?
The MICR code is 141024210. MICR codes are used for cheque processing, not for digital transfers.
Is PUNB0145310 valid for UPI transfers?
UPI transfers using a UPI ID do not require IFSC โ the app resolves it automatically. Use PUNB0145310 only for NEFT, RTGS, or IMPS when adding a bank account manually.