Punjab National Bank Phagwara Railway Road, Distt. Branch โ€” IFSC Code

PHAGWARA, PUNJAB

IFSC Code

PUNB0349400

IFSC CodePUNB0349400
MICR Code144024782
BankPunjab National Bank
BranchPhagwara Railway Road, Distt.
CityPHAGWARA
DistrictPHAGWARA
StatePUNJAB
AddressPUNJAB
Contactโ€”
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Punjab National Bank official site โ†’

How to Use IFSC Code PUNB0349400

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: PUNB0349400
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” Punjab National Bank

PUNB0349400
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of Punjab National Bank Phagwara Railway Road, Distt.?

The IFSC code is PUNB0349400. Use this for NEFT, RTGS, and IMPS transfers to Punjab National Bank Phagwara Railway Road, Distt. branch in PHAGWARA.

What is the MICR code of Punjab National Bank Phagwara Railway Road, Distt.?

The MICR code is 144024782. MICR codes are used for cheque processing, not for digital transfers.

Is PUNB0349400 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use PUNB0349400 only for NEFT, RTGS, or IMPS when adding a bank account manually.