Punjab National Bank Phugana Branch โ€” IFSC Code

DISTT MUZAFFARNAGAR, UTTAR PRADESH

IFSC Code

PUNB0104400

IFSC CodePUNB0104400
MICR Code251024537
BankPunjab National Bank
BranchPhugana
CityDISTT MUZAFFARNAGAR
DistrictPHUGANA
StateUTTAR PRADESH
AddressVILL & PO PHUGANA
Contactโ€”
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Punjab National Bank official site โ†’

How to Use IFSC Code PUNB0104400

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: PUNB0104400
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” Punjab National Bank

PUNB0104400
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of Punjab National Bank Phugana?

The IFSC code is PUNB0104400. Use this for NEFT, RTGS, and IMPS transfers to Punjab National Bank Phugana branch in DISTT MUZAFFARNAGAR.

What is the MICR code of Punjab National Bank Phugana?

The MICR code is 251024537. MICR codes are used for cheque processing, not for digital transfers.

Is PUNB0104400 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use PUNB0104400 only for NEFT, RTGS, or IMPS when adding a bank account manually.