Punjab National Bank Phulnakhara Cuttack Branch โ€” IFSC Code

CUTTACK, ODISHA

IFSC Code

PUNB0189620

IFSC CodePUNB0189620
MICR Codeโ€”
BankPunjab National Bank
BranchPhulnakhara Cuttack
CityCUTTACK
DistrictCUTTACK
StateODISHA
AddressPHULNAKHARA (CUTTACK),
Contactโ€”
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Punjab National Bank official site โ†’

How to Use IFSC Code PUNB0189620

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: PUNB0189620
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” Punjab National Bank

PUNB0189620
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of Punjab National Bank Phulnakhara Cuttack?

The IFSC code is PUNB0189620. Use this for NEFT, RTGS, and IMPS transfers to Punjab National Bank Phulnakhara Cuttack branch in CUTTACK.

What is the MICR code of Punjab National Bank Phulnakhara Cuttack?

The MICR code is not available โ€” check your cheque book. MICR codes are used for cheque processing, not for digital transfers.

Is PUNB0189620 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use PUNB0189620 only for NEFT, RTGS, or IMPS when adding a bank account manually.