Punjab National Bank Pnb Loan Point Ram Jammu Branch โ€” IFSC Code

JAMMU, JAMMU AND KASHMIR

IFSC Code

PUNB0532000

IFSC CodePUNB0532000
MICR Codeโ€”
BankPunjab National Bank
BranchPnb Loan Point Ram Jammu
CityJAMMU
DistrictJAMMU
StateJAMMU AND KASHMIR
Address15A D GANDHI NAGAR
Contact+911123718172
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Punjab National Bank official site โ†’

How to Use IFSC Code PUNB0532000

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: PUNB0532000
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” Punjab National Bank

PUNB0532000
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of Punjab National Bank Pnb Loan Point Ram Jammu?

The IFSC code is PUNB0532000. Use this for NEFT, RTGS, and IMPS transfers to Punjab National Bank Pnb Loan Point Ram Jammu branch in JAMMU.

What is the MICR code of Punjab National Bank Pnb Loan Point Ram Jammu?

The MICR code is not available โ€” check your cheque book. MICR codes are used for cheque processing, not for digital transfers.

Is PUNB0532000 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use PUNB0532000 only for NEFT, RTGS, or IMPS when adding a bank account manually.