Punjab National Bank Punakumbharia Road, Surat Branch โ€” IFSC Code

SURAT, GUJARAT

IFSC Code

PUNB0992200

IFSC CodePUNB0992200
MICR Code395024015
BankPunjab National Bank
BranchPunakumbharia Road, Surat
CitySURAT
DistrictSURAT
StateGUJARAT
AddressPLOT NO.12,13, NR. AUTO POINT TATA CAR SHOWROOM, PUNAKUMABHARIA ROAD,SURAT. GUJARAT
Contact+919724817171
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Punjab National Bank official site โ†’

How to Use IFSC Code PUNB0992200

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: PUNB0992200
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” Punjab National Bank

PUNB0992200
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of Punjab National Bank Punakumbharia Road, Surat?

The IFSC code is PUNB0992200. Use this for NEFT, RTGS, and IMPS transfers to Punjab National Bank Punakumbharia Road, Surat branch in SURAT.

What is the MICR code of Punjab National Bank Punakumbharia Road, Surat?

The MICR code is 395024015. MICR codes are used for cheque processing, not for digital transfers.

Is PUNB0992200 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use PUNB0992200 only for NEFT, RTGS, or IMPS when adding a bank account manually.