Punjab National Bank Rai Kot, Distt. Ludhiana ,punj Branch โ€” IFSC Code

DISTT LUDHINANA, PUNJAB

IFSC Code

PUNB0092900

IFSC CodePUNB0092900
MICR Code141024202
BankPunjab National Bank
BranchRai Kot, Distt. Ludhiana ,punj
CityDISTT LUDHINANA
DistrictRAIKOT
StatePUNJAB
AddressRAIKOT
Contactโ€”
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Punjab National Bank official site โ†’

How to Use IFSC Code PUNB0092900

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: PUNB0092900
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” Punjab National Bank

PUNB0092900
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of Punjab National Bank Rai Kot, Distt. Ludhiana ,punj?

The IFSC code is PUNB0092900. Use this for NEFT, RTGS, and IMPS transfers to Punjab National Bank Rai Kot, Distt. Ludhiana ,punj branch in DISTT LUDHINANA.

What is the MICR code of Punjab National Bank Rai Kot, Distt. Ludhiana ,punj?

The MICR code is 141024202. MICR codes are used for cheque processing, not for digital transfers.

Is PUNB0092900 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use PUNB0092900 only for NEFT, RTGS, or IMPS when adding a bank account manually.