Punjab National Bank Railway Road, Karnal Branch โ€” IFSC Code

KARNAL, HARYANA

IFSC Code

PUNB0395100

IFSC CodePUNB0395100
MICR Code132024105
BankPunjab National Bank
BranchRailway Road, Karnal
CityKARNAL
DistrictKARNAL
StateHARYANA
AddressRAILWAY ROAD, KARNAL
Contactโ€”
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Punjab National Bank official site โ†’

How to Use IFSC Code PUNB0395100

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: PUNB0395100
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” Punjab National Bank

PUNB0395100
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of Punjab National Bank Railway Road, Karnal?

The IFSC code is PUNB0395100. Use this for NEFT, RTGS, and IMPS transfers to Punjab National Bank Railway Road, Karnal branch in KARNAL.

What is the MICR code of Punjab National Bank Railway Road, Karnal?

The MICR code is 132024105. MICR codes are used for cheque processing, not for digital transfers.

Is PUNB0395100 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use PUNB0395100 only for NEFT, RTGS, or IMPS when adding a bank account manually.