Punjab National Bank Ratnagiri Branch โ IFSC Code
RATNAGIRI, MAHARASHTRA
IFSC Code
PUNB0103810
| IFSC Code | PUNB0103810 |
| MICR Code | โ |
| Bank | Punjab National Bank |
| Branch | Ratnagiri |
| City | RATNAGIRI |
| District | RATNAGIRI |
| State | MAHARASHTRA |
| Address | 2/2AMANGESH SHANTA APT MARUTI MANDIR 415612 |
| Contact | +912352223970 |
| NEFT Enabled | Yes โ |
| RTGS Enabled | Yes โ |
| IMPS Enabled | Yes โ |
| UPI Enabled | Yes โ |
๐ Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Punjab National Bank official site โ
How to Use IFSC Code PUNB0103810
- 1. Login to your bank's mobile app or net banking
- 2. Go to Fund Transfer โ Add Beneficiary
- 3. Enter recipient's account number + IFSC: PUNB0103810
- 4. Wait 30 minโ24 hrs for beneficiary activation
- 5. Transfer via NEFT (free) or RTGS (โน2L+, instant)
IFSC Code Format โ Punjab National Bank
PUNB0103810
โ Bank codeโ Reservedโ Branch code
Frequently Asked Questions
What is the IFSC code of Punjab National Bank Ratnagiri?
The IFSC code is PUNB0103810. Use this for NEFT, RTGS, and IMPS transfers to Punjab National Bank Ratnagiri branch in RATNAGIRI.
What is the MICR code of Punjab National Bank Ratnagiri?
The MICR code is not available โ check your cheque book. MICR codes are used for cheque processing, not for digital transfers.
Is PUNB0103810 valid for UPI transfers?
UPI transfers using a UPI ID do not require IFSC โ the app resolves it automatically. Use PUNB0103810 only for NEFT, RTGS, or IMPS when adding a bank account manually.