Punjab National Bank Ratua Branch โ IFSC Code
MALDA, WEST BENGAL
IFSC Code
PUNB0050120
| IFSC Code | PUNB0050120 |
| MICR Code | โ |
| Bank | Punjab National Bank |
| Branch | Ratua |
| City | MALDA |
| District | RATUA |
| State | WEST BENGAL |
| Address | RATUA,MALDA |
| Contact | โ |
| NEFT Enabled | Yes โ |
| RTGS Enabled | Yes โ |
| IMPS Enabled | Yes โ |
| UPI Enabled | Yes โ |
๐ Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Punjab National Bank official site โ
How to Use IFSC Code PUNB0050120
- 1. Login to your bank's mobile app or net banking
- 2. Go to Fund Transfer โ Add Beneficiary
- 3. Enter recipient's account number + IFSC: PUNB0050120
- 4. Wait 30 minโ24 hrs for beneficiary activation
- 5. Transfer via NEFT (free) or RTGS (โน2L+, instant)
IFSC Code Format โ Punjab National Bank
PUNB0050120
โ Bank codeโ Reservedโ Branch code
Frequently Asked Questions
What is the IFSC code of Punjab National Bank Ratua?
The IFSC code is PUNB0050120. Use this for NEFT, RTGS, and IMPS transfers to Punjab National Bank Ratua branch in MALDA.
What is the MICR code of Punjab National Bank Ratua?
The MICR code is not available โ check your cheque book. MICR codes are used for cheque processing, not for digital transfers.
Is PUNB0050120 valid for UPI transfers?
UPI transfers using a UPI ID do not require IFSC โ the app resolves it automatically. Use PUNB0050120 only for NEFT, RTGS, or IMPS when adding a bank account manually.