Punjab National Bank Ratulia, Distt. Midnapur ,wb Branch โ€” IFSC Code

WEST BENGAL, WEST BENGAL

IFSC Code

PUNB0301000

IFSC CodePUNB0301000
MICR Code721024627
BankPunjab National Bank
BranchRatulia, Distt. Midnapur ,wb
CityWEST BENGAL
DistrictRATULIA
StateWEST BENGAL
AddressDISTT. PURBA MIDNAPUR
Contactโ€”
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Punjab National Bank official site โ†’

How to Use IFSC Code PUNB0301000

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: PUNB0301000
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” Punjab National Bank

PUNB0301000
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of Punjab National Bank Ratulia, Distt. Midnapur ,wb?

The IFSC code is PUNB0301000. Use this for NEFT, RTGS, and IMPS transfers to Punjab National Bank Ratulia, Distt. Midnapur ,wb branch in WEST BENGAL.

What is the MICR code of Punjab National Bank Ratulia, Distt. Midnapur ,wb?

The MICR code is 721024627. MICR codes are used for cheque processing, not for digital transfers.

Is PUNB0301000 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use PUNB0301000 only for NEFT, RTGS, or IMPS when adding a bank account manually.