Punjab National Bank Saga Branch โ€” IFSC Code

SAGA, KARNAL, HARYANA

IFSC Code

PUNB0734000

IFSC CodePUNB0734000
MICR Code132024132
BankPunjab National Bank
BranchSaga
CitySAGA, KARNAL
DistrictSAGA, KARNAL
StateHARYANA
AddressV & PO SAGA, DISTT. KARNAL
Contactโ€”
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Punjab National Bank official site โ†’

How to Use IFSC Code PUNB0734000

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: PUNB0734000
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” Punjab National Bank

PUNB0734000
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of Punjab National Bank Saga?

The IFSC code is PUNB0734000. Use this for NEFT, RTGS, and IMPS transfers to Punjab National Bank Saga branch in SAGA, KARNAL.

What is the MICR code of Punjab National Bank Saga?

The MICR code is 132024132. MICR codes are used for cheque processing, not for digital transfers.

Is PUNB0734000 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use PUNB0734000 only for NEFT, RTGS, or IMPS when adding a bank account manually.