Punjab National Bank Saraswati Nagar Branch โ IFSC Code
SIMLA, HIMACHAL PRADESH
IFSC Code
PUNB0982900
| IFSC Code | PUNB0982900 |
| MICR Code | 171024041 |
| Bank | Punjab National Bank |
| Branch | Saraswati Nagar |
| City | SIMLA |
| District | JUBBAL |
| State | HIMACHAL PRADESH |
| Address | VILL SARASWATI NAGAR,POST OFFICE HATKOTI TEH JUBBAL DIST SHIMLA HATKO HIMACHAL PRADESH 171206 |
| Contact | +917697323419 |
| NEFT Enabled | Yes โ |
| RTGS Enabled | Yes โ |
| IMPS Enabled | Yes โ |
| UPI Enabled | Yes โ |
๐ Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Punjab National Bank official site โ
How to Use IFSC Code PUNB0982900
- 1. Login to your bank's mobile app or net banking
- 2. Go to Fund Transfer โ Add Beneficiary
- 3. Enter recipient's account number + IFSC: PUNB0982900
- 4. Wait 30 minโ24 hrs for beneficiary activation
- 5. Transfer via NEFT (free) or RTGS (โน2L+, instant)
IFSC Code Format โ Punjab National Bank
PUNB0982900
โ Bank codeโ Reservedโ Branch code
Frequently Asked Questions
What is the IFSC code of Punjab National Bank Saraswati Nagar?
The IFSC code is PUNB0982900. Use this for NEFT, RTGS, and IMPS transfers to Punjab National Bank Saraswati Nagar branch in SIMLA.
What is the MICR code of Punjab National Bank Saraswati Nagar?
The MICR code is 171024041. MICR codes are used for cheque processing, not for digital transfers.
Is PUNB0982900 valid for UPI transfers?
UPI transfers using a UPI ID do not require IFSC โ the app resolves it automatically. Use PUNB0982900 only for NEFT, RTGS, or IMPS when adding a bank account manually.