Punjab National Bank Specialised Sme Branch Branch โ€” IFSC Code

JALANDHAR, PUNJAB

IFSC Code

PUNB0389200

IFSC CodePUNB0389200
MICR Code144024026
BankPunjab National Bank
BranchSpecialised Sme Branch
CityJALANDHAR
DistrictJALANDHAR
StatePUNJAB
AddressSODAL ROAD,JALANDHAR
Contactโ€”
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Punjab National Bank official site โ†’

How to Use IFSC Code PUNB0389200

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: PUNB0389200
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” Punjab National Bank

PUNB0389200
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of Punjab National Bank Specialised Sme Branch?

The IFSC code is PUNB0389200. Use this for NEFT, RTGS, and IMPS transfers to Punjab National Bank Specialised Sme Branch branch in JALANDHAR.

What is the MICR code of Punjab National Bank Specialised Sme Branch?

The MICR code is 144024026. MICR codes are used for cheque processing, not for digital transfers.

Is PUNB0389200 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use PUNB0389200 only for NEFT, RTGS, or IMPS when adding a bank account manually.