Punjab National Bank Surat, Main Branch โ€” IFSC Code

STATION ROAD, GUJARAT

IFSC Code

PUNB0043900

IFSC CodePUNB0043900
MICR Code395024002
BankPunjab National Bank
BranchSurat, Main
CitySTATION ROAD
DistrictSURAT
StateGUJARAT
AddressIST FLOOR, MEGHANI TOWER
Contactโ€”
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Punjab National Bank official site โ†’

How to Use IFSC Code PUNB0043900

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: PUNB0043900
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” Punjab National Bank

PUNB0043900
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of Punjab National Bank Surat, Main?

The IFSC code is PUNB0043900. Use this for NEFT, RTGS, and IMPS transfers to Punjab National Bank Surat, Main branch in STATION ROAD.

What is the MICR code of Punjab National Bank Surat, Main?

The MICR code is 395024002. MICR codes are used for cheque processing, not for digital transfers.

Is PUNB0043900 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use PUNB0043900 only for NEFT, RTGS, or IMPS when adding a bank account manually.