Punjab National Bank Surat Branch โ€” IFSC Code

SURAT, GUJARAT

IFSC Code

PUNB0052120

IFSC CodePUNB0052120
MICR Code395024028
BankPunjab National Bank
BranchSurat
CitySURAT
DistrictSURAT
StateGUJARAT
AddressTRADE HOUSE RING RD,MAA DARWAJA 1ST FL
Contactโ€”
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Punjab National Bank official site โ†’

How to Use IFSC Code PUNB0052120

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: PUNB0052120
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” Punjab National Bank

PUNB0052120
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of Punjab National Bank Surat?

The IFSC code is PUNB0052120. Use this for NEFT, RTGS, and IMPS transfers to Punjab National Bank Surat branch in SURAT.

What is the MICR code of Punjab National Bank Surat?

The MICR code is 395024028. MICR codes are used for cheque processing, not for digital transfers.

Is PUNB0052120 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use PUNB0052120 only for NEFT, RTGS, or IMPS when adding a bank account manually.