Punjab National Bank Surat, Udhna Road Branch โ€” IFSC Code

OPPOSITE SILICON SHOPING MALL,UDHNA MAIN ROAD, GUJARAT

IFSC Code

PUNB0453500

IFSC CodePUNB0453500
MICR Code395024010
BankPunjab National Bank
BranchSurat, Udhna Road
CityOPPOSITE SILICON SHOPING MALL,UDHNA MAIN ROAD
DistrictSURAT
StateGUJARAT
AddressIST FLOOR, CROSS CORNER,
Contactโ€”
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Punjab National Bank official site โ†’

How to Use IFSC Code PUNB0453500

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: PUNB0453500
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” Punjab National Bank

PUNB0453500
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of Punjab National Bank Surat, Udhna Road?

The IFSC code is PUNB0453500. Use this for NEFT, RTGS, and IMPS transfers to Punjab National Bank Surat, Udhna Road branch in OPPOSITE SILICON SHOPING MALL,UDHNA MAIN ROAD.

What is the MICR code of Punjab National Bank Surat, Udhna Road?

The MICR code is 395024010. MICR codes are used for cheque processing, not for digital transfers.

Is PUNB0453500 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use PUNB0453500 only for NEFT, RTGS, or IMPS when adding a bank account manually.