Punjab National Bank Velanja Branch โ€” IFSC Code

SURAT, GUJARAT

IFSC Code

PUNB0895400

IFSC CodePUNB0895400
MICR Code395024021
BankPunjab National Bank
BranchVelanja
CitySURAT
DistrictKAMREJ
StateGUJARAT
AddressPNB GROUND FLOOR NAVA FALIA 151-151A TALUKA-KAMREJ DISTT SURAT GJ VELAN 394150
Contact+919725038539
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at Punjab National Bank official site โ†’

How to Use IFSC Code PUNB0895400

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: PUNB0895400
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” Punjab National Bank

PUNB0895400
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of Punjab National Bank Velanja?

The IFSC code is PUNB0895400. Use this for NEFT, RTGS, and IMPS transfers to Punjab National Bank Velanja branch in SURAT.

What is the MICR code of Punjab National Bank Velanja?

The MICR code is 395024021. MICR codes are used for cheque processing, not for digital transfers.

Is PUNB0895400 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use PUNB0895400 only for NEFT, RTGS, or IMPS when adding a bank account manually.