State Bank of India Adb Handwara Branch โ IFSC Code
KUPWARA, JAMMU AND KASHMIR
IFSC Code
SBIN0003996
| IFSC Code | SBIN0003996 |
| MICR Code | 193002221 |
| Bank | State Bank of India |
| Branch | Adb Handwara |
| City | KUPWARA |
| District | KUPWARA |
| State | JAMMU AND KASHMIR |
| Address | DISTT KUPWARAKASHMIR |
| Contact | โ |
| NEFT Enabled | Yes โ |
| RTGS Enabled | Yes โ |
| IMPS Enabled | Yes โ |
| UPI Enabled | Yes โ |
๐ Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at State Bank of India official site โ
How to Use IFSC Code SBIN0003996
- 1. Login to your bank's mobile app or net banking
- 2. Go to Fund Transfer โ Add Beneficiary
- 3. Enter recipient's account number + IFSC: SBIN0003996
- 4. Wait 30 minโ24 hrs for beneficiary activation
- 5. Transfer via NEFT (free) or RTGS (โน2L+, instant)
IFSC Code Format โ State Bank of India
SBIN0003996
โ Bank codeโ Reservedโ Branch code
Frequently Asked Questions
What is the IFSC code of State Bank of India Adb Handwara?
The IFSC code is SBIN0003996. Use this for NEFT, RTGS, and IMPS transfers to State Bank of India Adb Handwara branch in KUPWARA.
What is the MICR code of State Bank of India Adb Handwara?
The MICR code is 193002221. MICR codes are used for cheque processing, not for digital transfers.
Is SBIN0003996 valid for UPI transfers?
UPI transfers using a UPI ID do not require IFSC โ the app resolves it automatically. Use SBIN0003996 only for NEFT, RTGS, or IMPS when adding a bank account manually.