State Bank of India Bagha Branch โ€” IFSC Code

WEST CHAMPARAN, BIHAR

IFSC Code

SBIN0002981

IFSC CodeSBIN0002981
MICR Code845002609
BankState Bank of India
BranchBagha
CityWEST CHAMPARAN
DistrictBAGAHA
StateBIHAR
AddressSTATION ROAD, BAGAHA, DISTT. PASHCHIMI CHAMPARAN, BIHAR 845101
Contactโ€”
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at State Bank of India official site โ†’

How to Use IFSC Code SBIN0002981

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: SBIN0002981
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” State Bank of India

SBIN0002981
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of State Bank of India Bagha?

The IFSC code is SBIN0002981. Use this for NEFT, RTGS, and IMPS transfers to State Bank of India Bagha branch in WEST CHAMPARAN.

What is the MICR code of State Bank of India Bagha?

The MICR code is 845002609. MICR codes are used for cheque processing, not for digital transfers.

Is SBIN0002981 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use SBIN0002981 only for NEFT, RTGS, or IMPS when adding a bank account manually.