State Bank of India Chadoora Branch โ€” IFSC Code

BUGAON, JAMMU AND KASHMIR

IFSC Code

SBIN0016495

IFSC CodeSBIN0016495
MICR Code191002004
BankState Bank of India
BranchChadoora
CityBUGAON
DistrictCHADOORA
StateJAMMU AND KASHMIR
AddressOPPOSITE POWER DEVELOPMENT DEPARTMENT, CHANDOORA MARKET, DISTT.BUDGAON. JAMMU AND KASHMIR 191113
Contactโ€”
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at State Bank of India official site โ†’

How to Use IFSC Code SBIN0016495

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: SBIN0016495
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” State Bank of India

SBIN0016495
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of State Bank of India Chadoora?

The IFSC code is SBIN0016495. Use this for NEFT, RTGS, and IMPS transfers to State Bank of India Chadoora branch in BUGAON.

What is the MICR code of State Bank of India Chadoora?

The MICR code is 191002004. MICR codes are used for cheque processing, not for digital transfers.

Is SBIN0016495 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use SBIN0016495 only for NEFT, RTGS, or IMPS when adding a bank account manually.