State Bank of India Deshpande Nagar Branch โ IFSC Code
DHARWAD, KARNATAKA
IFSC Code
SBIN0040493
| IFSC Code | SBIN0040493 |
| MICR Code | 580002033 |
| Bank | State Bank of India |
| Branch | Deshpande Nagar |
| City | DHARWAD |
| District | HUBLI-DHARWAD |
| State | KARNATAKA |
| Address | DESHPANDE NAGAR,HUBLI,DHARWAD,KARNATAKA,HUBLI 580 029 |
| Contact | +918362352578 |
| NEFT Enabled | Yes โ |
| RTGS Enabled | Yes โ |
| IMPS Enabled | Yes โ |
| UPI Enabled | Yes โ |
๐ Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at State Bank of India official site โ
How to Use IFSC Code SBIN0040493
- 1. Login to your bank's mobile app or net banking
- 2. Go to Fund Transfer โ Add Beneficiary
- 3. Enter recipient's account number + IFSC: SBIN0040493
- 4. Wait 30 minโ24 hrs for beneficiary activation
- 5. Transfer via NEFT (free) or RTGS (โน2L+, instant)
IFSC Code Format โ State Bank of India
SBIN0040493
โ Bank codeโ Reservedโ Branch code
Frequently Asked Questions
What is the IFSC code of State Bank of India Deshpande Nagar?
The IFSC code is SBIN0040493. Use this for NEFT, RTGS, and IMPS transfers to State Bank of India Deshpande Nagar branch in DHARWAD.
What is the MICR code of State Bank of India Deshpande Nagar?
The MICR code is 580002033. MICR codes are used for cheque processing, not for digital transfers.
Is SBIN0040493 valid for UPI transfers?
UPI transfers using a UPI ID do not require IFSC โ the app resolves it automatically. Use SBIN0040493 only for NEFT, RTGS, or IMPS when adding a bank account manually.