State Bank of India Gardhiwala Branch โ IFSC Code
HOSIARPUR, PUNJAB
IFSC Code
SBIN0010740
| IFSC Code | SBIN0010740 |
| MICR Code | 144002996 |
| Bank | State Bank of India |
| Branch | Gardhiwala |
| City | HOSIARPUR |
| District | GARDHIWALA |
| State | PUNJAB |
| Address | GARDHIWALA P O,DASUYA ROADDAUSYA TALUK,HOSHIARPUR DISTPUNJAB |
| Contact | โ |
| NEFT Enabled | Yes โ |
| RTGS Enabled | Yes โ |
| IMPS Enabled | Yes โ |
| UPI Enabled | Yes โ |
๐ Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at State Bank of India official site โ
How to Use IFSC Code SBIN0010740
- 1. Login to your bank's mobile app or net banking
- 2. Go to Fund Transfer โ Add Beneficiary
- 3. Enter recipient's account number + IFSC: SBIN0010740
- 4. Wait 30 minโ24 hrs for beneficiary activation
- 5. Transfer via NEFT (free) or RTGS (โน2L+, instant)
IFSC Code Format โ State Bank of India
SBIN0010740
โ Bank codeโ Reservedโ Branch code
Frequently Asked Questions
What is the IFSC code of State Bank of India Gardhiwala?
The IFSC code is SBIN0010740. Use this for NEFT, RTGS, and IMPS transfers to State Bank of India Gardhiwala branch in HOSIARPUR.
What is the MICR code of State Bank of India Gardhiwala?
The MICR code is 144002996. MICR codes are used for cheque processing, not for digital transfers.
Is SBIN0010740 valid for UPI transfers?
UPI transfers using a UPI ID do not require IFSC โ the app resolves it automatically. Use SBIN0010740 only for NEFT, RTGS, or IMPS when adding a bank account manually.