State Bank of India Garhi Branch โ€” IFSC Code

UDHAMPUR, JAMMU AND KASHMIR

IFSC Code

SBIN0002346

IFSC CodeSBIN0002346
MICR Code182002121
BankState Bank of India
BranchGarhi
CityUDHAMPUR
DistrictUDHAMPUR
StateJAMMU AND KASHMIR
AddressDISTUDHAMPUR JAMMU AND KASHMIR 182101
Contactโ€”
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at State Bank of India official site โ†’

How to Use IFSC Code SBIN0002346

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: SBIN0002346
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” State Bank of India

SBIN0002346
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of State Bank of India Garhi?

The IFSC code is SBIN0002346. Use this for NEFT, RTGS, and IMPS transfers to State Bank of India Garhi branch in UDHAMPUR.

What is the MICR code of State Bank of India Garhi?

The MICR code is 182002121. MICR codes are used for cheque processing, not for digital transfers.

Is SBIN0002346 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use SBIN0002346 only for NEFT, RTGS, or IMPS when adding a bank account manually.