State Bank of India Gharuan Branch โ€” IFSC Code

MOHALI, PUNJAB

IFSC Code

SBIN0016413

IFSC CodeSBIN0016413
MICR Code160002074
BankState Bank of India
BranchGharuan
CityMOHALI
DistrictGHARUAN
StatePUNJAB
AddressCHANDIGARH UNIVERSITY CAMPUS, KHARAR MORINDA ROAD, TEHSIL KHARAR, DISTT. MOHALI.PUNJAB140413
Contactโ€”
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at State Bank of India official site โ†’

How to Use IFSC Code SBIN0016413

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: SBIN0016413
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” State Bank of India

SBIN0016413
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of State Bank of India Gharuan?

The IFSC code is SBIN0016413. Use this for NEFT, RTGS, and IMPS transfers to State Bank of India Gharuan branch in MOHALI.

What is the MICR code of State Bank of India Gharuan?

The MICR code is 160002074. MICR codes are used for cheque processing, not for digital transfers.

Is SBIN0016413 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use SBIN0016413 only for NEFT, RTGS, or IMPS when adding a bank account manually.