State Bank of India Ghugumali Branch โ€” IFSC Code

JALPAIGURI, WEST BENGAL

IFSC Code

SBIN0012408

IFSC CodeSBIN0012408
MICR Code734002022
BankState Bank of India
BranchGhugumali
CityJALPAIGURI
DistrictSILIGURI
StateWEST BENGAL
AddressGHUGAMALI MAIN ROAD,RABINDRA SARANI,SILIGURI 734006
Contactโ€”
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at State Bank of India official site โ†’

How to Use IFSC Code SBIN0012408

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: SBIN0012408
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” State Bank of India

SBIN0012408
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of State Bank of India Ghugumali?

The IFSC code is SBIN0012408. Use this for NEFT, RTGS, and IMPS transfers to State Bank of India Ghugumali branch in JALPAIGURI.

What is the MICR code of State Bank of India Ghugumali?

The MICR code is 734002022. MICR codes are used for cheque processing, not for digital transfers.

Is SBIN0012408 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use SBIN0012408 only for NEFT, RTGS, or IMPS when adding a bank account manually.