State Bank of India Gwalior Branch โ€” IFSC Code

GWALIOR, MADHYA PRADESH

IFSC Code

SBIN0031478

IFSC CodeSBIN0031478
MICR Code474002046
BankState Bank of India
BranchGwalior
CityGWALIOR
DistrictGWALIOR
StateMADHYA PRADESH
AddressHUJRAT ROAD, NAYA BAZAR, GWALIOR 474009
Contact+917512320636
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at State Bank of India official site โ†’

How to Use IFSC Code SBIN0031478

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: SBIN0031478
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” State Bank of India

SBIN0031478
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of State Bank of India Gwalior?

The IFSC code is SBIN0031478. Use this for NEFT, RTGS, and IMPS transfers to State Bank of India Gwalior branch in GWALIOR.

What is the MICR code of State Bank of India Gwalior?

The MICR code is 474002046. MICR codes are used for cheque processing, not for digital transfers.

Is SBIN0031478 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use SBIN0031478 only for NEFT, RTGS, or IMPS when adding a bank account manually.