State Bank of India Jayanagar Dharwad Branch โ IFSC Code
DHARWAD, KARNATAKA
IFSC Code
SBIN0040973
| IFSC Code | SBIN0040973 |
| MICR Code | 580002313 |
| Bank | State Bank of India |
| Branch | Jayanagar Dharwad |
| City | DHARWAD |
| District | DHUMMAWAD |
| State | KARNATAKA |
| Address | NO 79 BY A BY 12 BY SP MUNICIPAL NO 10920 WARD NO 14 SAPTAPUR JAYANAGAR DHARWAD PIN 580008 |
| Contact | +918362444161 |
| NEFT Enabled | Yes โ |
| RTGS Enabled | Yes โ |
| IMPS Enabled | Yes โ |
| UPI Enabled | Yes โ |
๐ Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at State Bank of India official site โ
How to Use IFSC Code SBIN0040973
- 1. Login to your bank's mobile app or net banking
- 2. Go to Fund Transfer โ Add Beneficiary
- 3. Enter recipient's account number + IFSC: SBIN0040973
- 4. Wait 30 minโ24 hrs for beneficiary activation
- 5. Transfer via NEFT (free) or RTGS (โน2L+, instant)
IFSC Code Format โ State Bank of India
SBIN0040973
โ Bank codeโ Reservedโ Branch code
Frequently Asked Questions
What is the IFSC code of State Bank of India Jayanagar Dharwad?
The IFSC code is SBIN0040973. Use this for NEFT, RTGS, and IMPS transfers to State Bank of India Jayanagar Dharwad branch in DHARWAD.
What is the MICR code of State Bank of India Jayanagar Dharwad?
The MICR code is 580002313. MICR codes are used for cheque processing, not for digital transfers.
Is SBIN0040973 valid for UPI transfers?
UPI transfers using a UPI ID do not require IFSC โ the app resolves it automatically. Use SBIN0040973 only for NEFT, RTGS, or IMPS when adding a bank account manually.