State Bank of India Kaluvoy Branch โ€” IFSC Code

NELLORE, ANDHRA PRADESH

IFSC Code

SBIN0003238

IFSC CodeSBIN0003238
MICR Code524002543
BankState Bank of India
BranchKaluvoy
CityNELLORE
DistrictNELLORE
StateANDHRA PRADESH
AddressATMAKUR TALUK, DISTT NELLORE, AP 524343
Contactโ€”
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at State Bank of India official site โ†’

How to Use IFSC Code SBIN0003238

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: SBIN0003238
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” State Bank of India

SBIN0003238
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of State Bank of India Kaluvoy?

The IFSC code is SBIN0003238. Use this for NEFT, RTGS, and IMPS transfers to State Bank of India Kaluvoy branch in NELLORE.

What is the MICR code of State Bank of India Kaluvoy?

The MICR code is 524002543. MICR codes are used for cheque processing, not for digital transfers.

Is SBIN0003238 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use SBIN0003238 only for NEFT, RTGS, or IMPS when adding a bank account manually.