State Bank of India Karan Nagar, Jammu Branch โ€” IFSC Code

JAMMU, JAMMU AND KASHMIR

IFSC Code

SBIN0007970

IFSC CodeSBIN0007970
MICR Code180002008
BankState Bank of India
BranchKaran Nagar, Jammu
CityJAMMU
DistrictJAMMU
StateJAMMU AND KASHMIR
AddressJAMMU TAWAI , JAMMU AND KASHMIR ,PIN - 180001
Contactโ€”
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at State Bank of India official site โ†’

How to Use IFSC Code SBIN0007970

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: SBIN0007970
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” State Bank of India

SBIN0007970
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of State Bank of India Karan Nagar, Jammu?

The IFSC code is SBIN0007970. Use this for NEFT, RTGS, and IMPS transfers to State Bank of India Karan Nagar, Jammu branch in JAMMU.

What is the MICR code of State Bank of India Karan Nagar, Jammu?

The MICR code is 180002008. MICR codes are used for cheque processing, not for digital transfers.

Is SBIN0007970 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use SBIN0007970 only for NEFT, RTGS, or IMPS when adding a bank account manually.