State Bank of India Karoa Branch โ€” IFSC Code

KANGRA, HIMACHAL PRADESH

IFSC Code

SBIN0009531

IFSC CodeSBIN0009531
MICR Code177002161
BankState Bank of India
BranchKaroa
CityKANGRA
DistrictKANGRA
StateHIMACHAL PRADESH
AddressSTATE BANK OF INDIAKAROA
Contactโ€”
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at State Bank of India official site โ†’

How to Use IFSC Code SBIN0009531

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: SBIN0009531
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” State Bank of India

SBIN0009531
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of State Bank of India Karoa?

The IFSC code is SBIN0009531. Use this for NEFT, RTGS, and IMPS transfers to State Bank of India Karoa branch in KANGRA.

What is the MICR code of State Bank of India Karoa?

The MICR code is 177002161. MICR codes are used for cheque processing, not for digital transfers.

Is SBIN0009531 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use SBIN0009531 only for NEFT, RTGS, or IMPS when adding a bank account manually.