State Bank of India Kharaghoda Branch โ IFSC Code
SURENDRANAGAR, GUJARAT
IFSC Code
SBIN0000409
| IFSC Code | SBIN0000409 |
| MICR Code | 382002120 |
| Bank | State Bank of India |
| Branch | Kharaghoda |
| City | SURENDRANAGAR |
| District | KHARAGHODA |
| State | GUJARAT |
| Address | DISTSURENDRANAGAR GUJARAT 382760 |
| Contact | +912757220228 |
| NEFT Enabled | Yes โ |
| RTGS Enabled | Yes โ |
| IMPS Enabled | Yes โ |
| UPI Enabled | Yes โ |
๐ Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at State Bank of India official site โ
How to Use IFSC Code SBIN0000409
- 1. Login to your bank's mobile app or net banking
- 2. Go to Fund Transfer โ Add Beneficiary
- 3. Enter recipient's account number + IFSC: SBIN0000409
- 4. Wait 30 minโ24 hrs for beneficiary activation
- 5. Transfer via NEFT (free) or RTGS (โน2L+, instant)
IFSC Code Format โ State Bank of India
SBIN0000409
โ Bank codeโ Reservedโ Branch code
Frequently Asked Questions
What is the IFSC code of State Bank of India Kharaghoda?
The IFSC code is SBIN0000409. Use this for NEFT, RTGS, and IMPS transfers to State Bank of India Kharaghoda branch in SURENDRANAGAR.
What is the MICR code of State Bank of India Kharaghoda?
The MICR code is 382002120. MICR codes are used for cheque processing, not for digital transfers.
Is SBIN0000409 valid for UPI transfers?
UPI transfers using a UPI ID do not require IFSC โ the app resolves it automatically. Use SBIN0000409 only for NEFT, RTGS, or IMPS when adding a bank account manually.