State Bank of India Kulageri Cross Branch โ€” IFSC Code

BAGALKOT, KARNATAKA

IFSC Code

SBIN0040409

IFSC CodeSBIN0040409
MICR Code587002113
BankState Bank of India
BranchKulageri Cross
CityBAGALKOT
DistrictKULAGERI CROSS
StateKARNATAKA
AddressKULAGERI CROSS,BAGALKOT,KARNATAKA,KULAGERI CROSS 587 155
Contact+918357236028
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at State Bank of India official site โ†’

How to Use IFSC Code SBIN0040409

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: SBIN0040409
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” State Bank of India

SBIN0040409
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of State Bank of India Kulageri Cross?

The IFSC code is SBIN0040409. Use this for NEFT, RTGS, and IMPS transfers to State Bank of India Kulageri Cross branch in BAGALKOT.

What is the MICR code of State Bank of India Kulageri Cross?

The MICR code is 587002113. MICR codes are used for cheque processing, not for digital transfers.

Is SBIN0040409 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use SBIN0040409 only for NEFT, RTGS, or IMPS when adding a bank account manually.