State Bank of India Lochhapada Branch โ€” IFSC Code

GANJAM, ODISHA

IFSC Code

SBIN0012105

IFSC CodeSBIN0012105
MICR Code760002012
BankState Bank of India
BranchLochhapada
CityGANJAM
DistrictBERHAMPUR
StateODISHA
AddressLOCHHAPADA ROAD,BERHAMPUR 760001
Contactโ€”
NEFT EnabledYes โœ…
RTGS EnabledYes โœ…
IMPS EnabledYes โœ…
UPI EnabledYes โœ…

๐Ÿ“…Data sourced from RBI IFSC directory. Last verified: May 2026.Verify at State Bank of India official site โ†’

How to Use IFSC Code SBIN0012105

  1. 1. Login to your bank's mobile app or net banking
  2. 2. Go to Fund Transfer โ†’ Add Beneficiary
  3. 3. Enter recipient's account number + IFSC: SBIN0012105
  4. 4. Wait 30 minโ€“24 hrs for beneficiary activation
  5. 5. Transfer via NEFT (free) or RTGS (โ‚น2L+, instant)

IFSC Code Format โ€” State Bank of India

SBIN0012105
โ†‘ Bank codeโ†‘ Reservedโ†‘ Branch code

Frequently Asked Questions

What is the IFSC code of State Bank of India Lochhapada?

The IFSC code is SBIN0012105. Use this for NEFT, RTGS, and IMPS transfers to State Bank of India Lochhapada branch in GANJAM.

What is the MICR code of State Bank of India Lochhapada?

The MICR code is 760002012. MICR codes are used for cheque processing, not for digital transfers.

Is SBIN0012105 valid for UPI transfers?

UPI transfers using a UPI ID do not require IFSC โ€” the app resolves it automatically. Use SBIN0012105 only for NEFT, RTGS, or IMPS when adding a bank account manually.